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yes, you should have some. if you have the stock heatsink, there should be a pad anyhow. i would advise that you scrape it off and put on some normal thermal paste according to these directions:
Oh god. YES! If you're using a retail heatsink (comes with the processor) I believe it will come with a thermal pad on it. This works, but I wouldn't suggest overclocking with it. If you're buying an OEM processor, you'll need a seperate heatsink and some Arctic Silver. They have a guide on their site for applying it.
if i buy a retail processor (will be getting an X2) can/should i still use Arctic Silver? I was thinking of using some AS5. I would still use the stock HSF, since I wont be overclocking.